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    Mixed Use Building Insurance

    Mixed Use Building Insurance

    Protect your mixed-use property with specialist mixed use building insurance arranged by Taurus Risk Management. Expert insurance brokers covering buildings, liability, and loss of rent for properties combining residential and commercial use.

    Mixed use building with ground floor commercial premises and residential flats above
    Residential & Commercial

    At Taurus Risk Management, we specialise in arranging mixed use building insurance policies designed for properties combining residential and commercial use. We work closely with specialist insurers familiar with both commercial and residential risks to create insurance solutions for mixed commercial and residential buildings, ensuring no gaps in coverage.

    We ensure that policy wording and coverage accurately reflect the specific, active use of the entire building to prevent coverage gaps and denied claims. Whether you own a single mixed-use property or a portfolio of sites, we can arrange dependable protection at competitive premiums.

    Why It Matters

    Why Specialist Cover Is Essential

    Mixed-use buildings often combine homes, shops, offices, and other spaces under one roof. Standard residential or commercial policies rarely cover both elements adequately, leaving dangerous gaps in protection.

    Residential Risks

    Residential units require different cover from commercial premises, including tenant liability and alternative accommodation provisions.

    Commercial Risks

    Ground floor retail, offices, or restaurants introduce unique exposures including public liability and business interruption.

    Shared Areas

    Communal stairwells, hallways, and shared facilities need dedicated cover that standard policies often overlook.

    Clear and Transparent Policy Wording

    Taurus Risk Management ensures all unique and various risks are covered, including natural disasters such as flooding, storms, and subsidence. Our policies can be amended as tenants change, commercial uses vary, or additional properties are acquired.

    Key Cover

    Mixed Use Building Insurance Cover

    Through Taurus Risk Management, you can access mixed use building insurance policies that provide extensive protection.

    Buildings Insurance

    Cover for both commercial and residential parts of the building, designed to address the unique risks of mixed-use properties.

    Liability Cover

    Property owners' liability and public liability insurance protecting against claims from tenants, visitors, and the public.

    Loss of Rent

    Replaces rental income if part or all of your property becomes uninhabitable following an insured event such as fire or flood.

    Communal Areas

    Cover for shared areas including stairwells, hallways, and facilities used by both residential and commercial occupants.

    Full Coverage Options

    Buildings insurance for commercial and residential units
    Property owners' liability insurance
    Public liability insurance
    Employer's liability insurance (optional)
    Loss of rent and alternative accommodation cover
    Communal areas, stairwells, and shared facilities
    Accidental damage protection
    Malicious damage and vandalism cover
    Terrorism insurance (where required)
    Legal expenses insurance (optional)
    Flexible Solutions

    Adaptable Cover for Evolving Portfolios

    We understand that property portfolios evolve over time. Our policies can be amended as tenants change, commercial uses vary, or additional properties are acquired. Cover levels can be adjusted to reflect rental income changes, refurbishments, or alterations to the building.

    Whether you require straightforward buildings and liability cover or a more comprehensive policy including loss of rent and additional protections, we arrange quotes to address the specific risks associated with different tenant types and property uses.

    Get Your Quote

    Types of Properties We Insure

    Shops with flats above
    Offices with residential units
    Restaurants with apartments above
    Retail and residential combinations
    Pubs with living accommodation
    Mixed-use portfolio properties
    Why Taurus

    Why Choose Taurus Risk Management?

    Specialist brokers who understand both commercial and residential property risks
    Relationships with insurers experienced in mixed-use buildings
    Cover for both commercial and residential elements within the same building
    Clear policy wording to prevent gaps in coverage
    Transparent policy terms with no hidden exclusions
    Insurance solutions offering financial protection for property owners and landlords
    Assistance meeting lender requirements for mixed-use properties
    Experience protecting mixed-use properties across the UK
    FAQs

    Frequently Asked Questions

    Common questions about mixed use building insurance answered.

    Get Your Mixed Use Building Insurance Quote Today

    We understand the complexities involved in insuring buildings with both residential and commercial elements and will design a policy that provides comprehensive protection at a competitive cost.

    Get a QuoteContact Us
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    19 Reviews
    REVIEWS.io
    5 Rating
    19 Reviews
    Warren
    Verified Customer
    It was an absolute pleasure working with Taurus. From the beginning it felt like the team had a genuine interest in my priorities and what was most important. Looking forward to our partnership together.
    Meg
    Verified Customer
    Team Taurus did a great job - providing fantastic client service. We are very happy with our insurance coverage.
    Henry
    Verified Customer
    I have worked with Taurus and Tom over the last two years and always found them to provide an excellent service. They provide competitive quotes whilst always ensuring the optimal cover for each client. I would not hesitate in recommending them to our clients.
    Alex
    Verified Customer
    Great customer service and response times, with a very knowledgeable team. I would highly recommend Taurus
    Jolyon
    Verified Customer
    Competitive, fast respone(s), with excellent service levels and most importantly a broad understanding of our various insurance needs as a compay - we started with one of our polcies and we are now moving everything to Taurus RM. - Investeq Limited
    Tim
    Verified Customer
    Excellent bunch. Responded very quickly when asked and very good quote for policy. Would definitely recommend.
    Max
    Verified Customer
    Fast and professional service. We have switched all of our insurance needs to Taurus Risk Management.
    Ivo
    Verified Customer
    Super easy and quick service :)
    Rivinia
    Verified Customer
    The team did an amazing job on our home insurance and reduced our premium. We were very happy with their service and highly recommend.
    Alice
    Verified Customer
    Taurus provided a quotation for our business insurance at renewal that we went with. They saved us money, improved our coverage and were great deal with throughout the process. We couldn’t be happier!
    Josh
    Verified Customer
    Taurus Risk Management were very professional and provided fantastic support throughout the journey. Enjoyed the experience and couldn't recommend their services enough!
    Chris
    Verified Customer
    Straightforward, no hassle, and honest advice. The team are highly professional and efficient, and I would definitely recommend them to anyone looking for insurance cover.
    Simon
    Verified Customer
    I have worked with Taurus since its original formation. Taurus provide a fantastic client service. As a property solicitor I trust Taurus to look after my clients, provide expert market insight and source the best insurance options in the market. Thomas Beckett is a fantastic broker with a diligent and efficient approach.
    George
    Verified Customer
    I used Taurus for my buildings insurance, Tom and the team were extremely helpful and saved me hundreds!
    Anonymous
    Verified Customer
    Recently acquired a Property Owners policy through Taurus Risk Management. They offered a cracking premium and provided excellent, responsive service throughout. I’ll definitely use them again and would highly recommend their services to anyone.